ICBA Mortgage Names Taylor, Bean & Whitaker as Primary Mortgage Solutions Provider Washington, D.C. (February 14, 2007) – ICBA Mortgage, the mortgage services subsidiary of the Independent Community Bankers of America (ICBA), announced its selection of Taylor, Bean & Whitaker Mortgage Corp. of Ocala, Fla. as its primary mortgage solutions provider. This new partnership will offer new levels of competitive loan access to ICBA member banks as well as the technology, products and education to provide best-in-class service levels and pricing to their mortgage customers. This agreement underscores the very best traditions in community banking, particularly for ICBA members seeking to expand their mortgage operations and further provide excellent service to community bank customers,” said Rick Gillett, president and CEO of Sutton Bank in Attica, OH and chairman of ICBA Mortgage. “Taylor, Bean & Whitaker’s growth in the mortgage industry is the result of a commitment to innovation and customized bank-by-bank service. As one of the nation’s top 15 national wholesale mortgage lenders with an estimated $25 billion in annual loan production, Taylor, Bean & Whittaker provides a number of proprietary services that help community banks increase their profitable mortgage margins. Through its web-based loan origination system and its Taylor-Made Payments® program, community banks are able to maintain complete control of their customer relationships throughout the loan origination and servicing. Additionally, Taylor, Bean & Whitaker offers community banks unique educational opportunities to help boost their loan production including its own mortgage officer training program, Espleez -The Mortgage Training Academy. Taylor, Bean & Whitaker is proud to bring to ICBA over 25 years of experience helping community banks create and sustain mortgage lending related income,” said Lee Farkas, chairman of Taylor, Bean & Whitaker. “We look forward to continuing that tradition with ICBA Mortgage by providing products and services that help ICBA member banks provide mortgage finance options to their customers." The new partnership and its services will be managed by Elizabeth Deal, senior vice president of ICBA Mortgage. For more information, visit ICBA Mortgage’s website at www.icbamortgage.com. About ICBA The Independent Community Bankers of America, the nation’s voice for community banks, represents the largest constituency of community banks of all sizes and charter types in the nation, and is dedicated exclusively to representing the interests of the community banking industry. About ICBA Mortgage ICBA Mortgage Corporation is a wholly owned subsidiary of the Independent Community Bankers of America, “The Nation’s Voice for Community Banks.” Since 1991, ICBA Mortgage has provided more than 1,000 community banks with equitable access to the secondary mortgage market. The ICBA Mortgage program offers a wide range of long term, fixed and adjustable rate mortgages on primary and second homes, plus investment properties. This broad range of products, including sub-prime, FHA and VA loans makes it possible for community banks to serve all their customers while attracting new ones. For more information, visit the ICBA Mortgage website at www.icbamortgage.com. About Taylor, Bean & Whitaker Taylor, Bean & Whitaker Mortgage Corp. (TB&W) is a top 15 national wholesale mortgage lender headquartered in Ocala, Florida. With nine operation centers nationwide, TB&W offers a creative web-based loan origination system that streamlines the mortgage process from origination and underwriting to closing and funding. Our technology, coupled with TB&W's wholesale mortgage banking experience, creates a winning proposition for mortgage brokers and community banks. With $25 billion in annual production expected for fiscal year 2007, and over $2.7 billion in assets for fiscal year end 2006, TB&W has the financial resources to provide quality products and outstanding service. Accessing our wide array of competitively-priced conforming and non-confirming products, adds flexibility, value and a greater revenue stream for originators nation-wide. For more information, visit the Taylor, Bean & Whitaker website at www.taylorbean.com.

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